Since its establishment in February 1992, the Citizen Investment Trust (CIT) has enrolled 804,500 participants, with total fund balances reaching Rs 296 billion and investments amounting to Rs 295 billion. CIT currently operates seven schemes, including Employee Provident Savings (373,000 participants), Production and Pension Scheme (37,000), Citizen Pension Scheme (14,000), and insurance programs for civil servants, teachers, the Nepal Army, Police, and Armed Police Force. The Trust promotes savings and economic growth through loan facilities of up to 90 percent of deposits, while monthly contributions begin at Rs 500. Awareness efforts continue through institutions and social media platforms.






