Nepal’s 20 commercial banks recorded a combined net profit of Rs 30.52 billion in the first half of fiscal year 2025/26, marking a 12 percent increase year-on-year. However, the sector continues to face pressure as non-performing loans rose from 4.51 percent to 5.09 percent following unrest in September 2025. Nabil Bank topped the list with Rs 4.75 billion in profit, while Kumari Bank posted the sharpest growth, surging 907 percent to Rs 2.72 billion. In contrast, Laxmi Sunrise Bank reported a loss of Rs 270 million, and Citizens Bank saw profits drop by 47 percent. Banks have collectively set aside Rs 28.74 billion for loan loss provisions.
