The Nepal Insurance Authority has issued several landmark decisions clarifying important principles related to insurance claims. These include rulings that life insurance claims remain payable even in cases of murder, provided beneficiaries are not involved; that fatal workplace machinery accidents qualify as third-party claims; and that claims cannot be settled unless premiums have been duly paid and documented. These decisions are intended to safeguard policyholders, reinforce insurer accountability, and provide clearer guidance for beneficiaries, agents, and insurance companies operating in Nepal’s expanding insurance market.
