Over the past five months, banks mobilized close to Rs 250 billion in deposits but extended only Rs 75 billion in loans, highlighting a sharp slowdown in credit growth compared to last year. Even with excess liquidity, margin lending for share investments rose by 3%, adding Rs 4.287 billion by October 17, though this was still lower than the previous year. Residential real estate loans increased by 5.3%. Analysts note that the limited impact on the stock market suggests these funds are not primarily being invested in equities.
