Nepal’s digital banking expansion continues, with mobile banking users nearing 20.9 million as of mid-January, according to Nepal Rastra Bank data. Deposit accounts have climbed to 61.77 million, while loan accounts exceed 2 million. The country also has 13.9 million ATM cardholders and 6,511 bank branches. The figures indicate growing public adoption of digital financial services and improved access to formal banking channels.
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