Nepal’s overall economic and financial conditions remain stable, supported by controlled inflation, a balanced external sector, and improved liquidity in banks, according to NRB’s report covering the first four months of fiscal year 2025/26. Foreign exchange reserves climbed to USD 21.52 billion, enough to finance imports of goods and services for 17.4 months. Remittance inflows rose by 31.4 percent year-on-year to Rs 687.13 billion. The current account recorded a surplus of Rs 279.65 billion, while the balance of payments surplus reached Rs 318.40 billion. Broad money supply expanded by 3.0 percent, deposits grew by 3.1 percent, and private sector credit increased by 1.2 percent. The average interest rate stood at 3.74 percent on deposits and 7.38 percent on loans.






