Nepal’s 20 commercial banks collectively earned Rs 30.59 billion in net profit during the second quarter of fiscal year 2025/26, marking an 11.51 percent year-on-year increase. However, nine banks, including NIC Asia and Agriculture Development Bank, reported declines in profit. Nabil Bank topped the list with Rs 4.75 billion in earnings, supported by a Rs 1 billion recovery from a Chinese court settlement. Despite overall profit growth, the average non-performing loan ratio rose to 5.08 percent, prompting banks to allocate Rs 28.75 billion for loan loss provisions.
